P.O. Box 4052 Silverdale, WA, 98383

CALL NOW! 360-692-5998

A.G. Beck Insurance Inc

Vehicle Insurance

Insuring Vehicles in Silverdale and All Over Washington — From Two Wheels to Twelve!

As an independent insurance agency, A.G. Beck Insurance Inc. works with many insurance companies and can help you compare protection and prices to find the coverage and value that's right for you.


We're your local agents — real, live members of the Silverdale community, so we know how to get the right insurance for your vehicle.


Whether you're hitting the winter trails, taking a summer road trip, or just driving the daily commute, our team can help you find the right insurance for you. Talk with one of our helpful team members about your insurance needs today.

Auto Insurance

Get the Car Insurance Coverage You Need at a Price You Can Afford. Serving Silverdale and All of Washington.

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event.


Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.


As a local, independent insurance agency, A.G. Beck Insurance Inc. can help you find the right policy for your car by comparing quotes and coverage options from several top providers. In addition to cars, we insure motorcycles, classic cars, motorhomes, boats, Jet Skis, and ATVs.

Request a free online quote or call us at 360-692-5998 to get started.

How Much Auto Insurance Do You Need?

We’re based in Silverdale, so our team understands the auto insurance needs of our customers.


Auto insurance requirements vary by state. In most states, to drive, you must carry the following:

  • Liability coverage — to pay for losses you cause others or
  • No-fault coverage — to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault or
  • Both liability and no-fault coverage


Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply.


We write insurance in Washington and would be happy to help you ensure you have the right coverage for where you live.

Financing a Car?

To finance a car, it is usually necessary to have insurance that covers damage to your vehicle. This includes:

  • COLLISION INSURANCE

    Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually includes an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

  • COMPREHENSIVE INSURANCE (OTHER THAN COLLISION)

    Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Floods, hurricanes, theft, windshield damage, and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.

Every situation is unique — talk to us today to find out how to get the best value on auto insurance. Request a free quote or call today at 360-692-5998.

Motorcycle Insurance

Ride Safe and Get the Coverage You Need. Serving Silverdale and All of Washington.

Street cycles, Harley Davidsons, cruisers, touring bikes, dirt bikes, and more — if you live in Washington, chances are we cover what you ride.


As a local, independent insurance agency, A.G. Beck Insurance Inc. can help you find the right policy for your motorcycle by comparing quotes and coverage options from several top providers.


Request a free online quote or call us at 360-692-5998 to get started.

Common Coverage Options

Your motorcycle insurance can include any or all of the options below — contact A.G. Beck Insurance Inc. today to discuss what coverage is best for you.

  • Custom Parts and Equipment

    If you select custom parts coverage, you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment.

  • Roadside Assistance

    Your policy can provide you with a roadside assistance benefit of up to $300 per breakdown.

  • Liability Coverage

    You can pick the motorcycle insurance coverage that fits your needs. Most carriers offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection.

  • Medical Coverage

    This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident.

  • Uninsured/Underinsured Motorist Coverage

    This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.

Let us help make sure you’re covered before you hit the streets of Silverdale — talk to A.G. Beck Insurance Inc. today to find out how to get the best value on the motorcycle insurance.

Classic Car Insurance

It’s No Ordinary Car. Get the Right Kind of Coverage. Serving Silverdale and All of Washington.

It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to be appreciated in the coming years.


Not all classic or antique cars are used the same, so A.G. Beck Insurance Inc. will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs.

Here are some features you should look for when shopping for classic car insurance:

  • Agreed Value

    This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.

  • Low Rates

    Why pay full-time insurance when you drive your collector car only part-time?

  • Coverage Options

    Not all collector cars are the same, so A.G. Beck Insurance Inc. can work with you to determine the right amount of coverage to meet your specific needs.

  • Generous Mileage

    You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.

  • Roadside Assistance

    Whether you’re down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility.

Do you need insurance for your prize Mustang, Camaro, Charger, Corvette, Thunderbird, or other collector car?

Talk with A.G. Beck Insurance Inc. today to identify the best combination of coverage, value, and price for you. We can help make sure your insurance continually meets your needs.

Boat & Watercraft Insurance

Make Your Time on the Water Relaxed and Worry-Free With the Right Coverage. Serving Silverdale and All of Washington.

A.G. Beck Insurance Inc. will find you a boat insurance policy that protects you, your friends and family, your watercraft, and your boating equipment.


The average boat costs less than a dollar a day to insure.


Request a free online quote or call us at 360-692-5998 to get started.

Common Types of Coverage

Here are some items you’ll need to consider when shopping for boat insurance in Washington:

  • Navigational Area

    Know where you are covered in the water. Some companies offer protection that covers you up to 75 miles from the U.S. coastline, into Canadian coastal or inland waters, and into the Pacific coastal waters of Mexico. In California, Florida, and Oregon, additional coverage areas can be purchased.

  • Agreed Value Coverage

    Boats depreciate just like automobiles. Actual cash value policies can make it difficult to replace a boat that’s been stolen or destroyed. Agreed value means that if your boat is a total loss, you will get the value you insured it for, minus any deductible.

  • Liability

    Like car insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages, and other costs incurred as a result of a boating accident for which you are at fault.

  • Medical Payments

    Medical payment coverage will pay for the cost of needed care that is the result of a boating accident. This coverage is available from $500 to $10,000 and covers you, your passengers, and even your water skiers/tubers, regardless of who is at fault.

  • Physical Damage Coverage

    Physical damage coverage pays for the cost to repair or replace your watercraft, its motor, any permanently attached equipment, and your trailer if it is stolen or damaged.

  • Uninsured/Underinsured Watercraft Bodily Injury

    Since boat coverage is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident.

  • Fuel Spill Liability and Wreckage Removal

    Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner, you are required by law to have this cleaned up, which can be time-consuming and expensive.

  • Personal Effects

    Your policy can provide coverage for many personal effects, including clothing, jewelry, cell phones, scuba/snorkeling and other sporting equipment, and fishing equipment.

  • Unattached Equipment Coverage

    This pays to repair or replace equipment that isn’t permanently attached to your boat or personal watercraft but is designed for use primarily on a boat. This includes items like lifesaving equipment, water skis, anchors, oars, fire extinguishers, tarps, etc.

  • Emergency Assistance

    The Emergency Assistance Package provides coverage for towing, labor, and delivery of gas, oil, or loaned batteries if the watercraft is disabled while on the water.

Every need is unique — contact A.G. Beck Insurance Inc. today to find out how to get the best boat and watercraft insurance coverage for you.

Motorsport & ATV Insurance

Coverage for Your ATV, Dirt Bike, Golf Cart, Snowmobile, and More. Serving Silverdale and All of Washington.

There’s no shortage of ways to get outside in Washington. Whether you’re hitting the trail, playing the links, or just enjoying the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.


A.G. Beck Insurance Inc. can help you get the specialized coverage you need for your outdoor activities so you can focus on having fun.


Request a free online quote or call us at 360-692-5998 to get started.

Do You Need Motorsport Insurance?

Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property.



What’s more, many national, state, or other public parks in Washington require specialty vehicle riders to be properly insured.

How Much Does Motorsport Coverage Cost?

Several factors can affect the cost of insuring a specialty vehicle. So, what can you do to keep your rates low?

  • Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
  • Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes, or other off-road vehicles are considered more aggressive machines and typically cost more to insure.
  • Own more than one. With many carriers, you can receive a discount if you insure more than one specialty vehicle on your policy.

Common Types of Coverage

Every specialty vehicle policy is unique, but the following is a quick rundown of some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies:

  • Collision Coverage

    Pays for covered damage to your vehicle when in a collision with another vehicle or other object.

  • Property Damage Liability Coverage

    Insures you against certain damages caused to another person’s property while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.

  • Bodily Injury Liability Coverage

    Insures you against certain damages if you injure or kill someone while operating your vehicle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you.

  • Comprehensive Physical Damage Coverage

    Pays for covered losses resulting from incidents other than collision — like fire, theft, or vandalism.

Let us help make sure you’re covered when you hit the trail — talk to us today to find out how to get the best price and value on motorsports insurance.

RV & Motorhome Insurance

Protect Your Motorhome, Travel Trailer, Camper, or Even Your Horse Trailer. Serving Silverdale and All of Washington.

Let A.G. Beck Insurance Inc. help you select the right coverage for your RV needs at a price you can afford. Call us today at 360-692-5998 or request a free online quote.

Here are some things to consider when shopping for recreational vehicle insurance:

  • Travel Time

    RVs that are for personal or recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.

  • Liability Coverage

    Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage, and more. Coverage varies by state.

  • Coverage Options

    You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:

    • Stated Value – market value/actual cash value of the RV.
    • Agreed Value – the insured amount, regardless of the current market value.
    • Replacement Cost – we will replace your insured RV with a new RV that is most like it.
  • Vacation Liability Coverage

    Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.

  • Personal Effect Coverage

    Personal Effect Coverage provides replacement costs for damage or loss to items normally used with your RV when physical damage coverage is selected.

  • Roadside Assistance

    Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation, and meal coverage if needed.

  • Customer Assistance

    Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.

  • Additional Coverage

    Other additional coverage can include accident forgiveness, pet coverage, diminishing deductible, and more.

  • Discounts

    Discounts can lower your premium. Ask us at A.G. Beck Insurance Inc. whether you qualify for safe driver discounts, original owner discounts, package discounts, and more.

  • Save Money

    You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars, and boats. It will also simplify your life.

A.G. Beck Insurance Inc. is independently owned and locally operated to handle your insurance needs. Call for a quote today at 360-692-5998.

Request a quote, get information, or ask for professional advice – call our team at 360-692-5998.

Share by: